Housekeeper & nanny cost calculator for Spain (2026)

The real cost of a housekeeper is not just the figure on the payslip. For the family, the spend has two parts: the gross salary you agree with the person and the employer's Social Security contribution on top. The worker's own contribution is not a third part: it is deducted from her salary (you pay it in together with yours, but it is not extra spend). This calculator adds salary and employer contribution to give you the total monthly and annual cost, plus our one-off fee, at a glance. Pick the arrangement (by the hour, live-out or live-in) and adjust the hours or enter a salary: salaries follow the 2026 minimum wage (RD 126/2026) and contributions use Social Security's official brackets and rates (Order PJC/297/2026), so the numbers match what the TGSS will debit.

Why does the real cost land at roughly the salary plus 22%? Because, on the contribution base, a household employer pays common contingencies (23.60% with a 20% reduction), occupational contingencies (1.50%), unemployment and the wage-guarantee fund (with an 80% rebate) and the MEI (0.75%): 22.27% of the base in total. The worker contributes 6.40%, deducted from her payslip. At full time on the minimum wage (€1,424.50/month over 12 payments) the total cost settles at around €1,742/month, and above the minimum wage you contribute on the actual salary at the same rates. Every household employer gets those reductions (Royal Decree-Law 16/2022, add. prov. 1). Large families may claim a 45% rebate on the employer's contribution for a carer who looks exclusively after the family, with the certificate recognised at the time of hiring (Royal Decree-Law 1/2023, add. prov. 3 bis); this calculator applies it instead of the 20% reduction and only to common contingencies, the prudent reading. Registration is mandatory from the first hour, including hourly work: there is no legal option to pay cash without contributing.

The result already includes the two extra payments and the 30 days of paid holiday: they are not a surprise that shows up later. What the calculator cannot guess is your specific case: location, profile, languages and urgency all move the market salary. So treat the figure as a guide: use it to budget and ask us for the exact number, no obligation. For the monthly document use the payslip calculator, and for the end of the relationship (pending pay, extra payments, holiday and severance depending on the reason) the severance calculator; both are free. With Maids & Co you pay no fee until you hire.